Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.
The Team Corporate Underwriting & Analysis is part of the Corporate Risk Management Division of Erste Group Bank AG and consists of a fair mix of underwriters and business analysts. It deals with corporate risk matters of Austrian and International Corporate Clients with strong focus on CEE. The core competence consists in analyzing, recommending and/or taking credit decisions for corporate customers.
Your Tasks
- Assessment of the credit worthiness of large national and international corporates in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity.
- Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker.
- Responsible for a dedicated portfolio of corporate client groups with focus on a specific industry.
- Defining of risk strategies on clients and the covered industry.
- Participating in client meetings.
- Cooperation with different departments and CEE subsidiaries within Erste Group.
- Contribution to various Group and Department projects alongside the credit process.
Your Background
- Graduate in business administration or law.
- Solid experience in Corporate Banking with minimum 3 years of activity in Account Management, Risk Management, Credit Analysis or Corporate Finance.
- Familiar with lending products and legal basics.
- Strong analytical, writing and presentation skills in German and English.
- Flexibility and resilience to perform in a fast-paced environment.
- Readiness to cooperate with colleagues of other departments and CEE subsidiaries in a multi-cultural environment.
- Willingness to travel occasionally.
- Open-minded, result- and target-oriented.
- Very good language skills in German and English are a pre-condition.
Our Offer
- Personal wellbeing, career development and educational support.
- Culinary delights, Health Center, employee benefits, financial services and Employee Share Program.
- The minimum wage for this full-time position is EUR 51.336 gross per year.
- Opportunity to divide working hours between home office and office.
- Equal chances irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.
Contact
Stefan Locker
Vollzeit
Risikomanagement
€ 3.666